Many women unfortunately make mistakes with money during their lifetime due to lack of education. Jalesa Ann is no exception, but what sets her apart is that she chose not to allow her mistakes negatively affect her for a lifetime. Determined to be financially free, Jalesa changed her mindset about money, made the necessary plans and sacrifices to pay off $40,000 worth of debt, and became a “money mogul”. She inspires others to be better simply because her story proves that life can improve if you choose not to spend it dwelling over your mistakes, but instead choose to learn from them and correct them. Her ability to set goals and effectively achieve them is motivating. Jalesa is winning because of the empowering choices she has made for her life and because as a master of personal finance, she shares her knowledge and experience to assist other women to be financially empowered. It was a pleasure to take the time to learn more about the powerful woman who is changing the world one woman at time through financial education and coaching.
Who is Jalesa Ann?
Jalesa Ann is a girl who was the daughter of a teenage mother, who decided she was going to overcome all odds and follow her dreams while changing the world. I created my company My Money Mogul to help women become financially empowered, and learn to use money as a tool to live the life they love.
What is a typical day like in the life of Jalesa Ann?
My typical day consist of 4:30-5:00 am wake up time. I start with prayer, meditation, reading and journaling. Then I work all day. I have been married for a year and in the evenings I like to spend time with my husband. I also like to relax when I am not doing a webinar or class for my Money Mogul’s Club members.
Have you always been financially savvy?
Absolutely NOT! Growing up in a single family household, I didn’t learn much of anything about money except how to spend it. After graduating from college and trying to figure out how to be an adult on my own, I made a lot of mistakes.
What was the hardest part about overcoming your own financial woes and what motivated you to push through to achieve financial freedom?
The hardest part was sticking to my plan and staying consistent. What motivated me to push through was that my goal was bigger than how I felt in that moment. I knew that if I stuck to my financial plan, the freedom I would feel would be worth more than anything I have in that moment. This is something I learned wealthy people do all the time. They make decisions based on how it will affect them years in the future, not just right now.
What made you decide to become “My Money Mogul”?
Well, I thought I did everything right. I followed my family’s advice and went to college, got a degree, and got a decent job, but everything changed when I walked into the office one day and was told that I no longer had a job. I was devastated, not just because I didn’t have a job, but I was BROKE with no money. This experience forced me to take a long look in the mirror and ask myself how much of my life I wanted to allow someone else control. If you do not control your money and your future, you do not control your life. I made a decision that day that I was never going to be in that position again and after 3 years of hard work and $40,000 of debt paid off, I crowned myself a money mogul. I began sharing my gifts with the women around me and I found that there is a HUGE need for financial education.
I see that you encourage women to “Affirm Yourself Daily”. What is your personal testimony in relation to affirmations and financial success?
Learning to use my words to empower me instead of beat myself up while I was already down changed my life. If it were not for this simple shift, I would not be the woman I am today. I truly believe that our words have power and the bible even says, “Death and life are in the power of the tongue.” What we speak over our life is a reflection of our beliefs and I truly believe that changing our beliefs about wealth and money is the first step towards financial freedom. I can tell you how to create a budget/ spending plan, how to get out of debt, and how to make more money. However, if in your mind you don’t believe it’s possible for you, you will never follow the plan.
What is one of the most common struggles women have with saving money? How do you help them to overcome it?
The mindset behind saving and then learning to automate your savings plan. I have never met a person that has never heard the saying “save 10% of your income at least once”. This is one thing we all know we should be doing. Still many of us choose not to. I would help them overcome this by putting a system in place.
For a woman who feels overwhelmed with debt and unsure of where to begin, what advice do you have for her?
My first advice would be to take a deep breath and forgive yourself for the mistakes that led you to this point. Next decide that you no longer want to stay here. Then, contact me so we can come up with a plan to get you out of this position.
What kind of women will benefit from your coaching and services?
All women who know they were not put on this earth to just pay bills and die. Women who are ready to give up old habits that are keeping them broke and pick up wealth building strategies that will last a lifetime.
What has been the most rewarding part about empowering others to build financial empires?
The most rewarding part has been the lives I have changed and the families I have helped.
Where do you see yourself and your business in 5 years?
I see myself traveling the world helping women reach financial freedom through financial education and entrepreneurship. I also see myself starting a family in the next few years and teaching the next generation the money habits I wish my mom would have taught me. My ultimate goal is to own a bank and lending company, but that is more of a 10 year goal.
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